Ethical Hacking Essentials Practice Test

What type of identity theft allows an identity thief to apply for credit accounts using a child's Social Security Number?

1. Synthetic Identity Theft

2. Child Identity Theft

3. Social Identity Theft

4. Tax Identity Theft

The correct answer is: Child Identity Theft

Child Identity Theft is the correct answer because it specifically involves the unauthorized use of a minor's personal information, particularly their Social Security Number, to apply for credit or other financial accounts. This type of identity theft takes advantage of the fact that children typically do not have existing credit accounts, making it easier for an identity thief to create accounts without detection. As a result, parents and guardians may remain unaware of the fraudulent activity until the child reaches adulthood and faces issues related to unpaid debts or poor credit that were accrued in their name. This type of identity theft can have long-lasting effects on a child's financial future, making it a serious concern for families. The other types of identity theft listed do not apply in this scenario. Synthetic Identity Theft involves creating a new identity using a combination of real and fictitious information, while Social Identity Theft refers to the misuse of identity information for non-financial purposes. Tax Identity Theft specifically relates to the unauthorized use of someone's personal information to file fraudulent tax returns and is not focused on credit accounts linked to minors.